Saving helps you to achieve your medium-long term aspirations. Whether it’s a down payment for a house, a new car or even a new car stereo, you can get there by setting small amounts of money aside. Unfortunately, most of us don’t save as much as we’d like to, and some of us aren’t saving at all. Today’s expenses make savings seem less possible than ever, but now is the time to get going. Start by thinking about what you want to accomplish, and when you’d like it to happen, that’s step 1 to starting a plan. Once you’ve set a target, with a bit of forethought, a little effort, and some great guidance, saving money will become easier than you think.

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