Happy New Year, VM Family! Welcome to 2020! We’re sure it will be a great one for you and to ensure this happens, we’re sharing three easy tips that will help you save money this year. Be sure to watch this space for more useful tips throughout 2020.

Give yourself a small savings challenge

Instead of trying to move from 0 to a million overnight, try starting out with a small challenge that you can work towards over the course of the year. How about saving just $100 per week? Can you do $500 comfortably? Maybe even $1,000? The point is to start cultivating a savings habit that won’t feel like a chore. At the end of the year you’ll be happy you stuck to it.

Make and stick to a budget

You hear it all the time. To stay on top of your spending, making and sticking to a budget is key. Don’t know how? Ask a friend or check out the many online resources that are available to help those who are making a budget for the first time. The key is to be disciplined about it. If, while making the budget you decided there is no need for you to be buying five packs of candy every week, then, when you go to the supermarket, leave the candy alone! This will take some effort but over time it will become a habit. Go for it!

Consider ways to make some extra cash – and save it!

Extra cash is always nice. How about having a yard sale? It’s a new year, do you have lots of stuff in your home that you don’t use but still has value? Consider organising a yard sale to make some extra cash. Once you get the cash, give us a call and we will be happy to tell you about our iSave products that can help you turn that extra cash into your dream vacation or even a new home in less time than you may think.